WHEN SHOULD I CONSIDER
REASSESSING MY PROPERTY?
by James Randolph,
Consumer Advocate
Do it when there is a decline
in the market value of your home.
Do
you owe more money on your home than you can sell it for on today's market? If
you are upside-down on your loan, you may be experiencing this side effect due
to a market decline in the value of your home. You may qualify to reduce
your property taxes because your home is now worth less than it was when your taxes were first established.
You can gain relief from paying high
property taxes based on what your home was valued at and apply that money to better
use!
CALL NOW! (800) 559-0410and review
your options with a professional.
There are many California State
Propositions that a homeowner can take advance of...but most people do not know
about them. It takes a professional with experience to evaluate your situation.
Join Us at our next workshop: First Time Home Buyer Workshop Coming Soon!! Please email me for an appointment!
GET HELP! NID-HCA, is a HUD Approved Housing Counseling Agency, that provides FREE Real Estate Advice! Get help with their default/foreclosure-counseling program, to date has a 95% success rate in avoiding client lose of property due to foreclosure (without the client filing a bankruptcy). NID-HCA works with your lender to negotiate the best terms available for all parties involved. NID-HCA will discuss extensively with the client issues such as, how to avoid foreclosure, options to foreclosure, communicating with your lender/service, renegotiating your loan terms, managing your debt and re-establishing your credit.
November 2011 Testimonial by: Folesha Parker-Iverson
I would like to express the successful experience that I had working with Mr. James Randolph in getting my home modification approved. In 2008 - 2009, when many families were in the prime of their homes going in to foreclosure, I briefly had a conversation with Mr. Randolph regarding preparing paperwork for a modification for my home. During that time I was not behind on my mortgage payments and as a matter of fact through it all...I never got behind, (but I could foresee it coming). I was told by many people and also told by a few organizations that I need to be a few months behind on my mortgage in order to be approved for a modification, which was discouraging to me. Then, I received a follow up call from Mr. Randolph, which at that time I was really at the end of my rope going through a serious hardship. But still was hanging on to the fact that I didn't want to get behind on my mortgage. Mr. Randolph assured me to hang on; he felt that somehow he was going to find a way for me to get approved without getting behind on my payments. At one time, I gave up on trying because it had been a year and I felt the bank was leading me on. Mr. Randolph did not let me give up he helped me to resubmit my paperwork (March) and within 3 months of the time that my paperwork was resubmitted I received a FedEx package stating, "as of June 1st I would begin my trial period" (June - September). In the month of August I received my Modification Agreement. My payments dropped $1100. James Randolph is a blessing to me and my family he is heaven sent.
Sincerely,
The Parker-Iverson Family
February 4, 2008
Testimonial by Elizabeth D.
Vickers, Countrywide Home Loans.
Please let me introduce myself. My name is Elizabeth Vickers. As an ex-employee/Manager
of Countrywide Home Loans, I experienced a huge amount of services offered in
the real estate arena. This letter stands as a testimonial for the excellent job
that was done by James Randolph and his company, Randolph's Property Tax and Assessment
Consultant.
The large decline in values that
most of the state and country has seen within the past 12 months is staggering.
I knew that my property was no longer valued at the price I paid for it and I
was very happy to hire James to make sure he could make the necessary adjustments
with San Bernardino County. He filed the paperwork with the county and within
days, I received a letter stating my value was dropped $105,000 along with my
property taxes. A total savings of $1,200 a year.
My gratitude and excitement with
James for his assistance is more than words can say. I know if more people knew
what James could do for them, they would be thrilled to hire him and his services.
Sincerely,
Elizabeth D. Vickers
Rancho Cucamonga, CA.
EDV Insurance & Financial Services
626-712-8572
Do
you owe more money on your home than you can sell it for on today's market? If
you are upside-down on your loan, you may be experiencing this side effect due
to a market decline in the value of your home. You may qualify to reduce
your property taxes because your home is now worth less than it was when your taxes were first established. 
